Where Can You Get Burial Insurance?

Curious about burial insurance but not sure where to look? That is nothing to be ashamed of! That’s the exact reason I am writing this article. 

I will cover where you can get burial insurance, and more importantly, what the process looks like. So let’s get started!

Table of Contents

What is Burial Insurance?

Burial Insurance is a type of life insurance that is designed for one thing: covering your burial!

This is so important now days. I see sweet families time and time again having to go on things like GoFundMe or doing garage sales just to try to scoop up enough cash to bury their loved one somewhat properly. It may not even be the exact wishes of the deceased, but at least it is something! 

That is what burial insurance is for. The insured chooses how much coverage they want. Anywhere from $1,000 to $40,000 typically. Once they pass away, the beneficiary that they chose will get the insurance amount given to them in a check!

This way, nobody has to grieve their loved one, and find a way to pay for the funeral. 

How Do I Get Burial Insurance?

It is a very simple process, but many people do not know that. The first step is to get yourself a quote. You want to know exactly how much it will cost you to be able to protect your loved ones. The cost is determined by age and health. The healthier you are, and the younger you are, the cheaper the burial insurance will be.

Now that does not mean you won’t be able to afford it. In fact, at arkburialquote.com, we offer instant quotes for people so that you can see the prices, and make your decision on what you can afford. Not the other way around.

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Step 2

The next step is to apply for the coverage. This is when you have already gotten a price from a trusted broker, like myself or on my website here, and you have decided it is definitely what you can afford, and more importantly, what will take care of your family. 

Once you have made this decision, you will apply for the coverage. It is a simple application that I walk you through by asking a few health questions. Your answers will determine whether or not you qualify, along with prescriptions and recent hospital visits. 

The best thing about working with a broker like me, who is independent, is that even if one company tells us no, I have 10 more lined up to say yes to you. So my clients never have to worry about being denied coverage. 

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Step 3

This is the last step, and it is a breeze! The last step is to simply pay the first month premium. 

I say the first month because that is typically how most of my clients pay for theirs. However you can set up payment plans quarterly, annually, and bi-annually if you choose to do so. Sometimes this can even give you a discount! 

Once the first payment is received, you are covered 100%. So if something were to happen to you even one day after the first payment, your beneficiary will be taken care of. 

Where Can I Get Burial Insurance?

Now that we know how to get the coverage, it is time to find out where you can get it. That answer is very simple: Right here! 

That’s right. Here on this website you can get your quote, pick your pricing, and even fill out pre-qualification questionnaires to determine what plan you may qualify for. That’s all before you even have to speak to me! 

If you are old fashioned and would rather do business directly, you can always call my direct line or even leave a comment or shoot me an email! I work around your needs and goals, not the other way around. 

I take pride in the fact that for 80% of my career, I have focused solely on getting seniors 55+ burial insurance. And I do so with the best A+ rated insurance carriers in the country. Because of this, I can consider myself a specialist. 

More importantly though, I am your advisor. I will never steer you wrong, and I will always keep you and your beneficiary in mind when finding the best plan for you. 

Other Places

There are other places to get burial insurance, although I would never recommend it. 

The first way is other brokers like me, but you risk the motive. They may just be looking for a paycheck, instead of looking out for you. I focus on my clients, not their money. I want to be sure that no matter what happens, their families are taken care of. 

Why? Because I have been there. I have seen the funeral homes take all of the life insurance money that families were due. I have seen ill intent from insurance agents who were just looking for a pay day. I decided on the first day of my insurance career that I would always keep the client first. 

The second place is funeral homes. You can actually get a pre-needs policy which I HIGHLY disagree with and I will tell you why. 

Being in this business for as long as I have, I have seen plenty of these pre-needs policies. You want to know the crazy thing? The beneficiary 99% of the time is the funeral home. Not your daughter, or son or grandchildren. The funeral home will be getting all of your insurance money. 

Guess what happens when you pass? You just gave a blank check up to $X for the funeral home to spend on your service. So that burial you wanted that was going to cost $8,500 will now cost $12,000 because you have a policy worth $12,000.

I have seen this time and time again, and trust me it saves you to speak to a broker like me. We are much more affordable, and we are never the beneficiaries. Never. 

Conclusion

Deciding to get burial insurance is the first step to solving this issue. If you are reading this article, you have already decided you need it, you just need a gameplan of how to do so. 

Feel free to get yourself some free prices on the website. You can even fill out the form on the right of this page to get an accurate price for yourself or a loved one. 

Then, reach out if you have any questions. You can always leave your thoughts in a comment below, or shoot me an email or call directly. I look forward to serving your family. 

God bless.